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Seguros Zurich Tenerife Agencia de Seguros TVT Seguros Zurich Los Cristianos Zurich Adeje Zurich Las Américas Zurich Santa Cruz de Tenerife Zurich Puerto de la Cruz

Business Insurance - ZURICH TENERIFE

Business Insurance in Tenerife

Business Insurance: SME - SHOPS - Zurich has the best solution

Are you looking for Insurance for your Company, Shop, Commerce, Small or Medium Business or Large Corporation?  In our Zurich agency, we deliver solutions to comprehensively protect your company including solutions for every need. 23 years of experience taking good care of businesses like yours in the Canaries!

Solutions for your business: everything your Company needs to be protected from so that you can concentrate on what really matters; growing your business.

Solutions for liability: protect your business and your assets from claims for damage or injury to third parties caused by your company’s operations.

Solutions for your employees: they are one of your company’s main assets and protecting them is essential. That way they can work with complete confidence and achieve the best outcomes.

Our Agency TVT Seguros is the Insurance Expert you are looking for in the Canaries

Ask us to study your company and come up with a proposal featuring the best solutions for insuring your business. We have more than 23 years of experience and a highly trained team of professionals at your disposal. Some of the most prestigious companies in Tenerife, La Palma, Gran Canaria and Fuerteventura trust our agency ,managing their insurance needs for several years.


Make the most our team of experts’ extensive experience in business issues. They’ll give you individual assistance to understand the risks your business runs and how to protect it against any incidents. 



We provide you with a claims team specialising in companies that handles over 30,000 claims each year. Plus we’re also experts in risk prevention with 200,000 custom appraisals carried out by our team of over 900 engineers. 



We know your company can’t afford to come to a halt due to an unforeseen event. So we offer you the covers you need to ensure that whatever happens, your company can get back to work as soon as possible.

Each business is different, but they all need the best protection.

Zurich Tenerife Insurance

SME – Small and Medium Enterprises

With our SME Insurance you get these advantages:

  • Comprehensive coverage: the leading multi-peril insurance with the most complete liability covers, including occupational accident liability.
  • Flexibility: covers that can be tailored to your operations (liquid spills, broken bottles, liability for damage to vehicles, etc.).
  • Affordable price: we examine your case to give you the best proposal.
  • 24-hour assistance: we’re there whenever you need us.
  • Below are some examples of everything we can do for your business.

Protection against external factors


If there’s a fire or explosion at your company, we deal with all the damage.


If your premises are flooded because of rain, we cover any damage resulting from the incident.


If a gale leads to damage, we pay to repair it.


If building work in an adjoining property causes your building to collapse, we pay to rebuild it.

Accident protection


If a water leak causes damage, we find the fault and repair it. And if your water usage goes up, we pay you up to €1,000.


If shelving gives way and fragile goods on it are broken, we pay you so you can replace both the objects and the shelving.


If flooding or fire means your business can’t continue operating, we cover your financial losses to help you keep your company going.

Burglary protection


If your company is burgled and a door is broken, we cover the burglary itself and any damage the burglars have caused.


If money is stolen from your safe, we cover up to 100% of the sum insured.


If customers are robbed in your company, we cover up to €300 per person.


If your keys or remote opening device are stolen, we send an emergency locksmith to replace them.

Liability protection


If your company’s industrial unit collapses on customers, we cover the damage and/or injury caused.


If a worker, whether or not they are on your staff, has an occupational accident, we cover any damage and/or injury.


If a product manufactured by your company causes harm to customers, we indemnify them and protect you from possible lawsuits.

Breakdown Protection


If your company’s machinery breaks down, we cover its repair.


If a computer is dropped by accident and breaks, we cover its repair or pay for a new one.

Business interruption protection


If a fire means your earnings go down, we cover your financial losses or pay you a daily allowance by way of compensation.


If flooding means your company has to stop working, we pay the financial losses you incur.

TVT Seguros - we are experts in Business Insurance in the Canary Islands

Find the maximum protection in your insurance for businesses and shops for you, your premises and your activity and at the best price…. ask for your personalised quote for Zurich Business Insurance from TVT Seguros.

If you are looking for comprehensive, flexible and adaptable insurance for small and medium sized businesses, you have come to the right place. The business insurance specialists at TVT Seguros will diagnose your company’s needs and create a tailor-made policy… with the right cover and at the best price…

These are some of the insurances for companies in the Canary Islands that we have in our portfolio of products:

  • Civil Liability Insurance – Zurich Canarias
  • Cyber Protection Insurance – Zurich Canarias
  • Civil Liability Insurance – Zurich Canarias
  • Vacant Premises Insurance – Zurich Canarias
  • Health Insurance for Businesses in the Canary Islands – Group Health
  • Insurance Policies
  • Insurance for SMEs in the Canary Islands – Zurich
  • Business Solutions with TVT Seguros
  • Accident insurance for companies in the Canary Islands – Zurich – Group Accident Insurance
  • Public Liability Insurance for the Self-Employed in the Canary Islands
  • Civil Liability Insurance for Administrators and Managers
  • Insurance for Hotels, hostels, rural houses in the Canary Islands – Insurance for the Hotel and Catering Industry with ZURICH
  • Environmental Liability Insurance
  • Flexible insurance for companies in the Canary Islands – Zurich Insurance – tailor-made policy.
  • Among others…

This means that if you are looking for business insurance in Tenerife, La Palma, Gran Canaria, Fuerteventura, Gomera, El Hierro or Lanzarote, the Zurich Insurance solutions through your favourite agency, TVT Seguros, are the most suitable.

 Zurich Empresas Tenerife with TVT Seguros: we are your partner of choice: 

  • Zurich Adeje 
  • Zurich Puerto de La Cruz 
  • Zurich Santa Cruz de Tenerife 
  • Zurich Santiago 
  • Zurich Los Cristianos 
  • Zurich Las Américas 
  • Zurich Granadilla 
  • Zurich La Laguna 
  • Zurich Los Realejos 
  • Zurich Santa Úrsula 
  • Zurich Candelaria
Seguros de Responsabilidad Civil – Zurich Canarias

Zurich Civil Liability Insurance in the Canary Islands

Your Civil Liability insurance will cover compensation for professional errors or omissions resulting from fault or negligence and in accordance with the general conditions of the policy.

If you are looking for an insurance company in Tenerife, Gran Canaria or any other island that offers civil liability insurance for companies, SMEs and the self-employed, Zurich is a great option. In addition to liability insurance, Zurich also offers a variety of other coverages, such as business insurance, health insurance and life insurance. With Zurich, you can tailor your coverage to your specific needs. Whether you are looking for comprehensive cover or basic liability protection, Zurich can offer you the right solution. Contact us today to find out more about our liability insurance policies and how we can help you protect your business.

As a Zurich insurance agency in the Canary Islands with experience in advising businesses large and small, we are often asked about liability insurance. This type of insurance protects your business from financial loss if you are sued for something for which you are legally responsible, such as negligence or professional malpractice. It can also cover you for damage you may unintentionally cause to someone else’s property. If you are found at fault in a lawsuit, your liability insurance will help cover your legal expenses, as well as any damages you may be ordered to pay. Whether you are a business owner or a professional, it is important to make sure you have adequate liability coverage to protect yourself from potential financial ruin.

Remember that we have offices, representatives and collaborators in Tenerife, Gran Canaria, La Palma, Fuerteventura, Lanzarote.

Zurich Empty Premises Insurance in the Canary Islands

At Zurich, we understand that each premises is unique and carries its own risks. Whether it’s a domestic or commercial property, a vacant building or one that’s still under construction, we have an insurance solution to suit your needs. Our comprehensive cover includes 24-hour emergency assistance, so you can rest assured that help will always be at hand when you need it. With Zurich, you can rest easy knowing that your property is protected against any eventuality. At TVT Seguros, one of the most experienced Zurich Insurance exclusive agencies, we have been advising investors and property owners in the Canary Islands for over 26 years. We insure your premises so that your investment is always safe.

Annia Pinillo - Seguros Zurich Tenerife - TVT Seguros
Seguro de Ciberprotección – Zurich Canarias

Cyber Protection Insurance - Zurich Canarias

At TVT Seguros, your Zurich agency, we understand that running a business in the Canary Islands today involves a number of unique risks. One of the most frequent is the threat of a cyber-attack. In the event of an attack, your business could face significant financial losses. That’s why we offer cyber protection insurance, to help protect your business against such losses. With our Zurich Cyber Risk policy, you can rest easy knowing you’re covered in the event of a cyber attack.

Contact us today to find out more about our Cyber Protection insurance and how it can help protect your business. We are your Zurich business insurance specialists, whether your business is in Tenerife, La Palma, Gran Canaria, Fuerteventura or Lanzarote, we are your trusted Zurich agency. Remember that the location of your business is no longer relevant when it comes to being exposed to online crimes or hacker attacks, in any area of the Canary Islands, no matter how small the island, a business that is connected to the internet or has a website, can be a target for these criminals.

Calculate a quote for Business Insurance in the Canary Islands

Ask for a no obligation quote and take out your business, trade or company insurance with the best guarantee, that of Zurich Seguros and the professionalism of your agency in the Canary Islands: TVT Seguros. Telephone: 922 711 546

Health Insurance for Businesses in the Canary Islands - Group Health Insurance Policies

Group health insurance is an insurance policy taken out by a company to cover the costs of medical treatment for its employees. It is a type of business expense that is deductible to the company and can often be used to attract and retain employees. There are several types of group health insurance plans and the best plan for a company will depend on several factors, such as the size of the company, the location and the needs of the employees. Group health insurance can be an invaluable benefit for both employers and employees, and is something every company should consider. More than 40,000 professionals and 1,200 healthcare centres throughout Spain at your fingertips with your health insurance. Enjoy all the comforts of a close and quality health service.

Calcular Seguros Zurich Online TVT Seguros
Soluciones Zurich Empresas con TVT Seguros - Zurich Seguros

Insurance for SMEs in the Canary Islands - Zurich Business Solutions with TVT Seguros

At Zurich we understand that small and medium-sized companies have specific insurance needs. That’s why we have designed our Multi-Risk insurance policy specifically for SMEs in the Canary Islands. This policy offers protection for you, your premises and your profits and assets. At TVT Seguros, we are experts in insuring SMEs, which make up the majority of the Canary Islands’ business fabric, so you can be sure you are getting the best possible cover and a professional advisor with in-depth knowledge of the idiosyncrasies of our archipelago. Contact us today to find out more about our multi-risk insurance policy and how it can benefit your business.

Business Accident Insurance in the Canary Islands - Zurich - Group Accident Insurance

Group accident insurance is an obligation for any company with an agreement in the Canary Islands. Not only do you have a legal obligation to protect your employees against accidents, but it is simply excellent business practice and social responsibility. Zurich is the leading provider of group accident insurance in the Canary Islands, and we can tailor a policy to your specific needs. We have a wide range of cover options, and our experienced team will work with you to find the perfect solution for your business. Don’t wait until it’s too late, contact Zurich through your TVT Seguros agency, experts in Business Accident Insurance today and let us help you protect your employees.

Jennifer Suarez Controller Seguros Zurich TVT Seguros Adeje Tenerife Sur
Soluciones Zurich Empresas con TVT Seguros

Flexible insurance for companies in the Canary Islands - Zurich Seguros - tailor-made policy.

Companies invest a lot of time and resources in training their employees. This ensures that they are properly equipped to deal with the hazards involved in their line of work. However, accidents can happen, no matter how well prepared they are. That’s why it’s important for companies to have reliable insurance policies in place. At Zurich, we understand that every business has different needs, which is why we offer flexible insurance policies that can be customised to suit your specific requirements. In addition, we have a team of experienced professionals who are ready to help you design the perfect insurance policy for your business. With Zurich, you can rest assured that you and your employees are well protected against any eventuality.

At TVT Seguros we believe that insurance should be tailor-made. That’s why we offer personalised quotes to our clients. We understand that everyone’s needs are different, and we work hard to find the right cover for each individual. Our offices and representatives are located in the Canary Islands: Tenerife, Gran Canaria, La Palma, Fuerteventura and Lanzarote. We are here to serve you, and we look forward to providing you with the best possible service. Contact us today to get started with your personalised quote – thank you for choosing TVT Seguros!

Civil Liability Insurance for the Self-Employed in the Canary Islands

As a self-employed person, you have a lot to do. Not only do you have to worry about running your business and making a profit, but you also have to take responsibility for your own health insurance, retirement savings and taxes. And if that’s not enough, you also have to make sure you are properly insured in case something goes wrong or an accident happens. That’s where liability insurance comes in. This type of insurance covers damages to third parties that occur as a result of your company’s activities. Whether it’s someone slipping and falling in your office or damage to someone else’s property caused by your work, liability insurance can help protect you from financial ruin. If you are self-employed and run a business in the Canary Islands, this type of insurance is essential. So don’t wait any longer, protect yourself today.

What is Professional Liability Insurance?

This insurance is compulsory for all professionals who, by law, must be registered to practice their profession. If you are self-employed and form part of one of these groups, find out everything that this Civil Liability insurance offers you. In the Canary Islands you can count on TVT Seguros, as we offer you the Zurich Professional Civil Liability product so that you can cover any damage you may unintentionally cause to people or things while carrying out your profession, whether you are self-employed or a company.

Seguro de Responsabilidad Civil para Autónomos en Canarias
Seguro de Responsabilidad Civil para Administradores y Directivos

Directors' and Officers' Liability Insurance

As a director or officer of any SL or SA, they can claim damages for your management. As a business leader, it is important to protect your personal assets against any potential claims that may arise from your management of the company. Directors and officers liability insurance can help provide this protection, insuring against damages that may be awarded in a lawsuit. This type of insurance can help cover the costs of defending against a lawsuit, as well as the damages that may be awarded if the case is decided against you. While it is impossible to predict every possible legal issue that may arise, directors’ and officers’ liability insurance can help you have peace of mind knowing that you are protected against the financial consequences of a successful lawsuit.

As an Officer, CEO or Director of a company, you have a responsibility to many different groups of people. Shareholders, employees, creditors, suppliers, and especially customers rely on you to make sound decisions that positively impact their lives and the life of the company. If you fail to meet your obligations, they may have grounds to file a claim against you. While your company may have insurance to cover such a claim, your personal assets could be at risk. This is why it is so important to have personal liability insurance as a director of any company. This type of cover will protect your assets in the event that you are held liable for any damages arising from your management. So don’t wait until it’s too late – make sure you are insured against any potential claims today.

Insurance for hotels, hostels, rural houses in the Canary Islands - Hotel and Catering Insurance with ZURICH

The hotel industry is a risky business: there are many potential perils that could lead to costly claims. That’s why it is so important for hotels, hostels and casas rurales in the Canary Islands to have a robust hotel insurance policy. A good Zurich Hotels policy will cover not only public liability, but also damage and property loss, as well as business interruption.

With the right protection, you can be sure that your business is protected against the unexpected. Contact your TVT Insurance agent, Zurich’s expert Hospitality Insurance agents today to find out more about the best cover for your business. In the hospitality industry, liability insurance is essential to protect your business from potential third party claims. In fact, depending on the municipality, it may even be mandatory in order to carry out the activity within the legal regulations.

FAQ's about Zurich Tenerife Company Insurance

Find answers to all your questions

As a business owner, you are responsible for any damage or injury that occurs on your property. If a customer is injured in your shop, or if your property is damaged, you can sue you for compensation. Liability insurance will protect you from these types of claims. We will provide you with legal advice to help you defend yourself, and we will cover the cost of damages awarded to the claimant. With our Zurich Business policy in place, you can rest assured that you are protected against the financial risks of business ownership. Contact TVT Seguros, Zurich agency and experts in insuring businesses like yours, today.

Zurich Seguros business insurance offers the best coverage and services for the security and protection of your business and employees. Among other advantages, insurance for small and medium-sized businesses from Zurich Seguros covers: material damage, transport, stoppage of activity, machinery breakdown, civil liability, urgent repair service, legal defence…

In addition to adaptability in coverage, among which we highlight the theft guarantee, with Zurich Business you will enjoy other advantages:

  • Free computer assistance* in your business 24 hours a day, 365 days a year. Service valued in the market at more than €2,000/year** which includes: online technical assistance, data recovery, backup copy…
  • Free technical assistance for mobile and tablet*, including: configuration and personalisation of mobile devices, email and network configuration, downloading, installation, uninstallation and configuration of applications…
  • Payment facilities for your business insurance
  • Maximum flexibility in contracting your insurance. In addition to adaptability in cover, including the theft guarantee, with Zurich Negocios you will enjoy other advantages:

* This service is offered by Actualize S.L. for Zurich Negocios customers. Please consult the conditions of use of this service. Zurich Seguros reserves the right to modify or cancel the service agreed with Actualize S.L. 
** Price calculated according to the average market valuation. 
Coverage subject to what is indicated in the General and Particular Conditions of the policy.

Contact TVT Seguros today to find out more about this product.

Yes, civil liability insurance is compulsory in the Canary Islands. As well as being highly recommended for all professionals, civil liability insurance is also compulsory for certain self-employed people such as gas or electricity installers or for professionals who need to be registered by law to practice their profession. Also, local councils require civil liability insurance as a guarantee to be able to open certain businesses such as bars or restaurants. As an insurance agent, I can tell you that it is always better to be safe than sorry, and having civil liability insurance gives you the peace of mind of knowing that you are protected in case something happens. Ask now for your personalised quote from TVT Seguros, your ZURICH insurance agency.

There are a number of factors to consider when taking out liability insurance for your business in the Canary Islands. The amount of capital you insure should be based on the size and type of business, as well as the assets you wish to protect. You should also consider the types of claims that are likely to be brought against your business. Zurich’s liability insurance policies cover a wide range of potential claims, including bodily injury, property damage, personal injury and product liability. Our 24-hour assistance service provides access to legal and medical experts in the event of a claim. With liability insurance from Zurich, you can have peace of mind knowing that your business is protected. Request your personalised quote now from TVT Seguros, your ZURICH insurance agency.

Few things are more important for a company than having adequate insurance. After all, no company can afford to pay out of pocket for damages caused by accidents or negligence. That’s where liability insurance comes in. This type of policy can help protect your business from the potential financial ruin that can result from claims and lawsuits. And with Zurich, you can get comprehensive cover for as little as £150 a year. So don’t wait – get a quote today and give your business the peace of mind it deserves. Request your personalised quote now from TVT Seguros, your ZURICH insurance agency.

Many people are unsure of the differences between General Liability and Professional Liability insurance. Both types of insurance protect the policyholder from financial damages, but the coverage differs in terms of the type of damages covered.

General Liability insurance covers damages that are not related to the insured’s professional activities. This may include damage caused by accidents on your property. For example, a client slipping on the bathroom floor of your office.

Professional Liability insurance, on the other hand, covers damages caused by your professional activities. This can include errors or omissions made in your work, or advice you give that results in financial loss to your client.

In both cases, the insured is protected from having to pay out of pocket for damages caused by your professional activities. However, it is important to understand the difference between the two types of cover to ensure you have the right level of protection for your business.

In a nutshell:

  • Professional CR cover covers damage caused while carrying out your profession.
  • General Liability cover covers damage caused other than in the exercise of the profession.

Ask now for personalised advice on business insurance from TVT Seguros, your ZURICH insurance agency since 1996: competence, knowledge and professionalism.

Calculate now your Business Insurance at the Best Prices!