CAR INSURANCE ZURICH EN TENERIFE

These are the basic coverages of our third party car insurance policies:

• COMPULSORY LIABILITY

If other people are hurt and it’s your fault, we cover the personal injury you’ve caused up to €70,000.

• ESSENTIAL 24-HOUR TRAVEL ASSISTANCE

If your car breaks down, we fix it on the spot or tow it up to 200 km.

• ESSENTIAL ACCIDENT

If an accident leaves you disabled, we pay you the sum insured.

• ESSENTIAL LEGAL EXPENSES

If you have an accident and need a lawyer, we assign you one with no expense limit or you choose your own up to €1,500.

• FREE CHOICE OF REPAIR GARAGE

If you need a repair garage after an accident, you can choose the one you prefer within a 200 km radius.

• APPROVED REPAIR GARAGES

If someone damages your car and you need to have it fixed, we have over 800 approved repair garages with exclusive benefits.

• GLASS

If your windscreen is cracked by a stone, we repair or replace it.

• THEFT

If someone breaks into your car and steals your sunglasses, you’re covered up to €300.

• FIRE

If your car is partially burned, we pay for the repairs.

• WEATHER EVENTS AND GAME ANIMALS

If hail dents your car, don’t worry; we pay for the repairs.

• VALUATION AS NEW

If your car is stolen, we pay for a new one worth the same as yours during the three

• TOTAL WRITE-OFF

If your car is written off with no one else involved, we pay 100% of its value during the three years following its first registration.

• OWN DAMAGE WITH OR WITHOUT AN EXCESS

If you dent your car on a car park pillar, we pay for all the repairs or part of them depending on whether or not you have an excess.

• OWN DAMAGE WITH EXCESS

If you want more protection at an affordable price, you can add a €200, €300 or €600 excess.

Add to your insurance with these optional covers available depending on the level of protection you choose:

• EXTENDED 24-HOUR TRAVEL ASSISTANCE

If your car leaves you in the lurch, we send a breakdown vehicle that will tow you and your car to wherever you want.

• WEATHER EVENTS AND GAME ANIMALS

If hail dents your car, don’t worry; we pay for the repairs.

• PLUS 24-HOUR TRAVEL ASSISTANCE

If your car is in the garage following an incident, you’ll have a replacement car while yours is being repaired.

• EXTENDED LEGAL EXPENSES

If you have an accident and need a lawyer, we assign you one with no expense limit or you choose your own up to €6,000.

• EXTENDED ACCIDENT

If you have an accident, you have unlimited care in partner medical facilities and coverage up to €9,000 in the facility of your choice.

• TOTAL WRITE-OFF

If your car is written off with no one else involved, we pay 100% of its value during the three years following its first registration.

​• LOSS OF DRIVING LICENCE ALLOWANCE

If you lose points and/or your licence is withdrawn, we pay you a monthly allowance for up to six months.

Yes, you can request instalments for your Zurich car insurance:

• From 400 euros of annual policy you can split the payment of your car insurance in two half-yearly instalments.
• From 800 euros of annual policy you can pay for your car insurance in quarterly instalments.

For many people, the idea of paying for car insurance in one lump sum is daunting. Fortunately, Zurich Insurance offers the option of paying in instalments. Instalment payments usually involve a small additional fee, but are often worth it for the convenience and flexibility they provide. So, if you are looking for a way to make your car insurance more affordable, instalment payments may be the way to go. Contact TVT Seguros today to find out more about our Zurich car insurance solutions in the Canary Islands.

Yes, you can. During the term of the contract you can modify the coverages of your car insurance as your needs change. For example, change a vehicle, add a second driver, etc…

Contact TVT Seguros, your Zurich Insurance agency in the Canary Islands and we can help you make the desired change. You can also fill in the following form: Zurich Gestiones Online.

In addition, our customer service team, available 24 hours a day, 7 days a week, is always available to answer any questions you may have. Why wait? Get the peace of mind you deserve with Zurich car insurance with your agency in the Canary Islands TVT Seguros.

Yes, Zurich offers discounts for low claims, i.e. for having had no claims.  When calculating your car insurance we adapt to your profile and your needs.   Zurich Insurance offers a low claims discount to its policyholders. This discount is available to policyholders who have not had a claim in the last five years. The discount is applied to the policyholder’s premium and can save up to 60% of their annual premium. The low claims discount is just one of the many ways Zurich Insurance helps its policyholders save money on their premiums. For more information on this and other discounts, please contact your Zurich agency in the Canary Islands: TVT Seguros – offices in Tenerife (Adeje),  and sales reps in La Palma, Fuerteventura, Gran Canaria, Lanzarote, and Gomera.

Zurich Seguros offers a number of advantages for insuring electric cars. Firstly, they offer significant discounts on premiums for electric vehicles. This is because electric cars are generally considered lower risk than petrol or diesel cars, due to their lack of emissions and lower maintenance costs. Secondly, Zurich also offers a range of cover options for electric cars, including comprehensive cover with or without excess. This means you can tailor your cover to your needs and ensure you are fully protected in the event of an accident or damage to your car. Finally, Zurich also offers 24/7 emergency assistance to electric car owners, so you can be sure that help is always at hand if you need it.

Here are some of the outstanding Zurich covers for your electric car: 

CHARGING CABLE THEFT

If your car’s charging cable is stolen, we’ll compensate you so you can continue to enjoy your electric car.

TYRE DAMAGE

If your tyres are damaged in an accident and you have comprehensive insurance, we will replace them.

COMPULSORY AND VOLUNTARY CIVIL LIABILITY

If other people are injured as a result of your fault, we cover the damage you have caused them up to 70,000,000 euros.

ROADSIDE ASSISTANCE – ESSENTIAL

If you run out of battery we will try to recharge it on the spot or take you to the nearest recharging point.

ACCIDENTS – ESSENTIAL

If you have an accident and become disabled, we will pay you the sum insured.

LEGAL DEFENCE – ESSENTIAL

If you have an accident and need a lawyer, we will assign you one with no limit on expenses or you can choose your own up to 1,500 euros. In addition, if you lose points on your driving licence, we will pay you up to 500 euros for the course to get them back.

At TVT Seguros, we understand that your car is important to you. That’s why we always look for the best insurance solution to meet your needs. We are your Zurich insurance agency since 1996. Offices in Tenerife (Zurich Adeje), La Palma (Zurich El Paso) and representatives in Gran Canaria, Lanzarote, Gomera and Fuerteventura. Contact us today to find out more about our Zurich car insurance solutions in the Canary Islands.

That’s it! If you don’t have any claims, the excess of the comprehensive insurance is reduced every year. For example, if you have taken out a fully comprehensive insurance with an excess of 300€, it goes down to 220€, so you are rewarded for being a good driver!

If you are a Zurich Insurance customer with TVT Seguros and you have a fully comprehensive car insurance policy, your excess is reduced after a period of time without making a claim. By reducing the excess, the amount you have to pay for any future claims is reduced. In addition, if you do not have any claims during the year, you may get a discount on your premium at renewal. So it’s worth considering if you think you could benefit. Contact TVT Seguros today to find out more about our Zurich car insurance solutions in the Canary Islands.

Yes, if you are already a Zurich customer and you take out another car insurance policy (or a home insurance policy), you will get up to an additional 10% discount.

And at TVT Seguros Zurich, your Zurich insurance agency in Tenerife, we will always find you the best prices and discounts.

At our Zurich Insurance agency, TVT Seguros, we offer various discounts to our customers. One of the most popular is the multi-policy discount, which applies when you take out more than one policy with the company. For example, you can get a discount if you have both home and car insurance with Zurich. The amount of the discount varies depending on the type of policy and the amount of coverage, but can be substantial. In addition, Zurich also offers discounts for referrals and for setting up automatic payments. These discounts can help make Zurich Insurance an affordable option for all types of customers in the Canary Islands.

Ask us now for a quote for all your insurance needs: Calculate Car Insurance – Calculate Home Insurance

Yes, with Zurich’s car insurance policies you have coverage for your car or motorbike in Spain, Europe and Mediterranean countries with spare parts delivery and towing, among others. In addition, you will have medical assistance, whether you travel with your vehicle or not. Although in many countries it is no longer necessary to present the Green Card (International Insurance Certificate), we advise you to take it with you to avoid any mishaps.

According to Spanish and European law all cars must have insurance that covers, at a minimum, their civil liability. 

Spanish law obliges all drivers to have car insurance. This is liability insurance that covers damage you cause to other people or property with your car.

If the vehicle is not insured, this will result in a fine ranging from 600 to 3,000 euros, as well as immobilisation and impoundment of the vehicle according to the DGT.

Car insurance is an essential part of driving in Spain, so make sure you are well covered before you hit the road. At Seguros Zurich if other people are injured because of you, we will cover the damage you have caused them up to 70,000,000 euros.

Never drive without insurance, ask us for your quote now!