DKV INTEGRAL – Health Insurance
What cover and services are offered in the DKV Integral medical directory insurance?
Enjoy the most comprehensive medical directory health insurance and the best healthcare. You decide the doctor or clinic in our network that you wish to visit.
No waiting lists or long processes; you have more than 1,000 associated centres and more than 29,000 professionals across the whole of Spain. Avoid the crowds and ensure the fastest, most convenient and efficient healthcare, choosing only what you need.
Daily compensation for hospitalisation
If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.
General practice, emergencies, paediatrics, ambulances, analyses…
Direct access to all specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies… and all diagnostic tests
Surgery and hospitalisation
Cancer and kidney treatments, among others; surgery; hospitalisation (ICU and pregnancy-related included); prostheses; and much more!
Pack your suitcases worry-free
You can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!
Contact a doctor on your mobile phone
You will be able to contact a doctor by phone, video call or chat. Getting a first medical opinion has never been so easy.
Unlike other health insurance policies within the sector, yours will include dental service cover.
Medical phone lines
24h, paediatric health, women’s health, sports, nutrition, mental health…
Preventive care programmes
Sign up to our remote and free prevention programmes and we’ll help you improve your overall health.
Medical care in accidents
If you have any kind of occupational or traffic accident, don’t worry, we will assist you.
Do you have a trusted paediatrician or gynaecologist?
You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.
Up to 20 sessions per insured person/year.
DKV Health and Wellbeing Club discounts
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
Terms & Conditions of DKV Integral
Any insurance policy must start with a commitment. And health is not just different for each of us. It also changes over time. This is why it is a good idea to periodically review your insurance and check whether it is still fully adapted to your needs at any time.
Peace of mind
Highest age for taking out insurance on the market: up to the age of 75, in an individual policy
We want to offer you insurance that lasts a lifetime, whatever happens. In other words: We won’t increase the price because you use your insurance too much, and after the third year, we won’t cancel it either.
To reduce the costs of protecting your family, you will have a discount of up to 12% on your family insurance.
If you pay annually, you’ll receive an additional 7.5% discount
and more… Digital Health!
At DKV, we work to make your life easier. Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation.
Digital Doctor app Digital Doctor app
You will also have access to Digital Doctor, an app that lets you talk with a doctor by phone, video call or chat. Getting a first medical opinion has never been so simple.
Quiero Cuidarme Más App [I want to take better care of myself App]
Quiero Cuidarme app it is a digital health platform that enables you to manage the most important aspects of your health: selfcare, 24-hour medical assistance, health diary, health file, coach, digital midwife and much more.
DKV health insurance app and Customer area DKV medical directory app
We design customer-oriented digital solutions, offering all the functionalities required to complete any formalities in a quick and efficient way. Spend your time enjoying your health!
If you live in the Canary Islands, this health insurance policy is indicated
If you are looking for health insurance in Tenerife, La Palma, Gran Canaria, Fuerteventura or Lanzarote and that also allows you to travel to the mainland in case you need specialised treatment, this is a very complete product and with the best insurance coverage in its class (medical insurance in a concerted network).
In TVT Seguros we have been working for more than 26 years as representatives of DKV Seguros in the Canary Islands and we have the maximum experience to be able to advise you and explain the differences of this insurance in relation to others in the market with lower coverage. Ask us now for your personalised informative appointment or a quote.
DKV Health Insurance DKV Integral FAQs
Find answers to all your questions
All benefits can be used from day one, except:
Hospitalisation and Surgical Intervention*: 6 months
Surgical prostheses: 6 months
Childbirth: 8 months
Transplants: 12 months
*Hospitalisation due to vital emergency or accident does not have a waiting period.
Maximum age for taking out the policy: 75 actuarial years.
The policy is automatically renewed on 1 January each year.
The application and health declaration signed by the policy holder and the insured persons are required.
Minors cannot be included as policyholders.
Mandatory direct debit.