DKV Residentes – Seguro de Salud de Cuadro Médico
Medical insurance and free choice insurance in Spain and worldwide
DKV Residentes offers you the possibility of adapting the medical care to your needs with three different categories. All of them offer youassistance without any cost within our DKV Health Care Network and the reimbursement of expenses, up to 100% in Spain, for your medical and hospital treatment in non- associated centres. In addition, if you are a German citizen, you can include the repatriation to Germany and the medical care in this country with the Best Care services.
The reimbursement of visits and treatments using external professionals will be 100% in Spain, except for dental services, which will be 80%, as set out in the general terms and conditions, and in the specific terms of your policy.
DKV RESIDENTES has the following modalities:
Category 20 Basic cover = Health care in Spain
General practice, paediatrics, children’s health and nursing, with more than 1,000 clinics and 24,000 professionals across the whole of Spain. It includes emergencies, medical or surgical specialities, diagnostic procedures, hospital care and some treatment methods.
Category 20 Repatriation = Health care in Spain + Repatriation to Germany
In addition to the previously mentioned cover, in the event of death, it includes the repatriation to the German airport closest to the place of burial.
Category 22 Best Care = Health care in Spain + Repatriation to Germany + Best Care
The Best Care service is added to previous cover, an exclusive service that guarantees you the medical care in Germany to treat serious illnesses, with prestigious specialists and the maximum speed. It includes hospital surgery and treatment of certain illnesses, congenital abnormalities and complications arising from accidents. We promise not to exceed five business days for hospital admission or a consultation with a specialist, once we have all the documentation. If we fail to do so, you will receive the amount of EUR 500 as compensation.
And there is a lot more cover at your disposal…
If you live in the Canary Islands, this health insurance policy is indicated
If you are looking for health insurance in Tenerife, La Palma, Gran Canaria, Fuerteventura or Lanzarote and that also allows you to travel to the mainland in case you need specialised treatment, this is a very complete product and with the best insurance coverage in its class (medical insurance in a concerted network).
In TVT Seguros we have been working for more than 26 years as representatives of DKV Seguros in the Canary Islands and we have the maximum experience to be able to advise you and explain the differences of this insurance in relation to others in the market with lower coverage. Ask us now for your personalised informative appointment or a quote.
DKV Residents' Health Care Insurance FAQs
Find answers to all your questions
All benefits can be used from day one except:
Transplants: 12 months
Childbirth: 8 months
Dental prostheses and maxillary orthopaedics: 8 months
Hospitalisation and surgery: 6 months
Best Care: 3 months
Maximum age of contracting: 75 actuarial years.
Minimum contracting age: 50 years for the policyholder.
Application and health declaration signed by the policyholder and the insured.
Mandatory direct debit in Spain.
The policy is renewed on 1 January and is considered to be for life after 3 consecutive annuities.